Terms of Use – Privacy Policy

By using this Web site, you are agreeing to comply with, and be bound by, the following terms of use. The Partnership for Health & Disability reserves the right to change these terms of use at any time.

The Partnership for Health & Disability (PHD) presents the information on this Web site for informational purposes only. The information on this Web site should not be considered medical advice. We make no warranty or guarantee concerning the accuracy or reliability of the content at this site or other sites to which we link. We provide these links as a convenience, and inclusion of any link does not imply endorsement of the linked site or of its contents.

Any unauthorized downloading, use, and/or distribution of any copyrighted material from this site or sites to which we link, without the copyright owner's permission, is strictly prohibited.

This Web site, and the information and materials available on or accessible from this Web site, are provided on an "as is" and "as available" basis without express or implied warranties of any kind. PHD does not warrant that the Web site will be free of errors or that any information or material available on, or accessible through, this Web site is free of viruses or other harmful components. While we use reasonable efforts to include accurate and up-to-date information on this Web site, we make no representations as to the accuracy, timeliness or completeness of that information, and you use this site at your own risk.

PHD and any parties involved in creating and delivering this site's content shall not be held liable for any direct, indirect, consequential, or incidental damages with respect to your reliance on, or use of, information, services, content, or advertisements provided on, or through, this Web site.

User access to this site is subject to any and all applicable federal, state and local laws and regulations.

PHD is committed to honoring the privacy of its members and visitors to this site. We collect simple information on the number of visitors to our Web site per month. This site does not collect personal information from visitors' computers.